FAQ
Find Clear Answers to Your Questions
We’ve gathered the most common questions our clients ask—so you can quickly find the information you need. Whether you’re new to insurance or just need clarity, our answers are simple, direct, and helpful.
Manufacturer insurance protects your business from the unique risks that come with operating in California’s highly regulated industrial sector. Whether you're dealing with product liability, equipment failure, or employee injuries, this coverage helps you stay compliant and protected.
Yes. California mandates certain coverages like workers’ compensation for employees. Other types like general liability or product liability may not be required by law but are often essential for contracts, compliance, and financial protection.
At a minimum, you should consider:
General Liability Insurance
Product Liability Insurance
Commercial Property Coverage
Workers’ Compensation Insurance
Equipment Breakdown Insurance
Business Interruption Coverage
These protect everything from lawsuits to production downtime.
General Liability Insurance
Product Liability Insurance
Commercial Property Coverage
Workers’ Compensation Insurance
Equipment Breakdown Insurance
Business Interruption Coverage
These protect everything from lawsuits to production downtime.
Pricing depends on your industry type, number of employees, annual revenue, and the size of your operation. On average, California manufacturers can expect to pay between $3,000 to $15,000 per year for a comprehensive policy.
General liability covers third-party injuries or property damage at your facility.
Product liability covers damages or injuries caused by products you manufacture or distribute—critical for California’s consumer safety laws.
Product liability covers damages or injuries caused by products you manufacture or distribute—critical for California’s consumer safety laws.
Absolutely. Many California manufacturers benefit from a Business Owner’s Policy (BOP) that bundles general liability, property insurance, and more at a lower cost. We also offer custom bundles based on your operation.
Yes, but only if you have equipment breakdown insurance. Standard property coverage won’t protect you from internal failures or electrical surges. This add-on is essential for manufacturers using high-value machinery.
With our real-time underwriting tools, many manufacturers in California can receive a quote within minutes and full coverage in as little as 24 hours, depending on your business profile.
We insure a wide range of manufacturers across California, including:
Food & beverage production
Metal fabrication
Electronics and circuit board assembly
Furniture & wood products
Apparel & textile manufacturers
Plastic and rubber molding
...and more.
Food & beverage production
Metal fabrication
Electronics and circuit board assembly
Furniture & wood products
Apparel & textile manufacturers
Plastic and rubber molding
...and more.
We make it easy. File a claim anytime through our online portal, or call our local support team in California for fast, friendly help. Our average claims processing time is under 72 hours.
Still Need Help Finding the Right Solution?
For any inquiries about our Retail & Leadership Programs or Coaching & Mentoring services, feel free to contact us directly. We’re here to help—call during business hours and speak with us personally.
Head office address:
Westminster, CA
9340 Bolsa Avenue
Westminster, CA 92683
9340 Bolsa Avenue
Westminster, CA 92683