Furniture Manufacturing Insurance

Solid Coverage for a Solid Craft

Whether you craft bespoke hardwood tables or mass-produce upholstered seating, your furniture manufacturing business faces a unique set of challenges. From sharp tools and heavy lifting to flammable finishes and global distribution, the risks are real. That’s why having the right Furniture Manufacturing Insurance is essential.

Common Risks Covered in Furniture Manufacturing

Furniture production involves multiple phases—design, joinery, upholstery, finishing, and shipping—each carrying its own risk. Insurance can cover:

Injuries from power tools or chemical exposure

Property damage from fire, sawdust combustion, or moisture

Product recalls due to faulty construction or finish

Customer injury claims linked to furniture collapse

Theft or vandalism at warehouses or job sites

Supply chain interruptions impacting material delivery

Explore full protection plans for manufacturers on our Manufacturer Insurance California page or learn more about General Liability Insurance in California.

Frequently Asked Questions

What if I subcontract part of the work?
You may still be liable for the finished product, so insurance should cover all manufacturing under your name.

Can I insure my showroom and warehouse under the same policy?
Yes, we can bundle multi-location coverage into a single commercial property policy.

Is my delivery truck covered?
Not under manufacturing insurance—commercial auto coverage is a separate policy we can help you secure.

Do I need coverage if I only sell online?
Yes, especially product liability insurance for shipped items that could cause injury or damage.

POLICIES

Covers equipment damage, inventory loss, and general liability.

POLICIES

Covers equipment damage, inventory loss, and general liability.

DISCOUNTS

Save with multi-policy bundles, safety upgrades, and claims-free history.

DISCOUNTS

Save with multi-policy bundles, safety upgrades, and claims-free history.

CLAIM

Easily file and manage claims with dedicated support tailored for metal fabrication businesses.

CLAIM

Easily file and manage claims with dedicated support tailored for metal fabrication businesses.

Still Have Questions?

Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.

Head office address:

Westminster, CA 9340 Bolsa Avenue Westminster, CA 92683

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