Powering Sustainable Growth With Reliable Coverage
The solar energy sector is booming in California—but manufacturing solar panels comes with complex risks. From expensive production equipment to evolving technology and product liability, one incident can jeopardize your operations, contracts, or reputation.
Solar Panel Manufacturing Insurance is purpose-built to shield your business from the financial risks involved in producing photovoltaic (PV) systems. Whether you’re building crystalline panels, thin-film modules, or battery-integrated systems, this insurance supports your growth while safeguarding your investment.
What’s Included in Solar Panel Manufacturing Insurance?
Manufacturing high-efficiency panels requires precision, clean environments, and expensive materials. A tailored policy may include:
General Liability Insurance – Covers third-party bodily injury or property damage caused by your operations
Product Liability Insurance – Protects you from claims involving defective solar panels or fire incidents post-installation
Commercial Property Insurance – Insures your production plant, tools, and raw materials against fire, flood, and theft
Workers’ Compensation Insurance – Required by California law for injuries, repetitive strain, or exposure during manufacturing
Business Interruption Insurance – Replaces income lost due to covered disruptions like fires, machine breakdowns, or power outages
Equipment Breakdown Insurance – Covers repair or replacement of robotic arms, laminators, or testing systems
Supply Chain/Contingent Business Interruption – Helps you stay afloat if a key supplier or distributor faces a delay
Environmental Liability Insurance – Optional, for handling potential hazardous waste or chemical use
Cyber Liability Insurance – Safeguards against attacks on connected systems or proprietary solar tech data
Combine key policies into a cost-efficient Business Owner’s Policy (BOP) for streamlined protection.
Why Solar Panel Manufacturers in California Need Insurance
California is leading the clean energy revolution—but as a manufacturer, you face:
Fire Hazards – Cleanrooms and flammable materials like EVA or polymers increase fire risk
Product Defect Lawsuits – If a customer’s installation catches fire or underperforms, they may hold you liable
Supply Chain Delays – Disruptions in sourcing silicon wafers or cells can halt production
Labor Injuries – Assembly line workers may suffer hand injuries, burns, or long-term exposure to chemicals
Tech System Failures – Software downtime or cyberattacks on smart factories could disrupt production
Get added peace of mind with General Liability Insurance California and explore Manufacturer Insurance in California for full coverage options.
Frequently Asked Questions
Do I need product liability even if I don’t install the solar panels?
Yes. As a manufacturer, you’re still liable for how your product performs after distribution or installation.
Will business interruption insurance cover utility shutdowns?
It can, but only if the shutdown results from a covered peril like fire or machinery breakdown.
Is cyber coverage really necessary for solar panel makers?
Absolutely. Smart manufacturing systems and cloud-based design data are increasingly vulnerable to cyber threats.
Can I add export coverage for international clients?
Yes. Inland marine and export-related endorsements can be added depending on where and how you ship your products.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.