Shielding What Wraps the World
From cardboard and plastic to custom eco-friendly solutions, packaging manufacturers play a vital role in nearly every supply chain. But the production process is not without its risks—machine malfunctions, shipping damage claims, flammable materials, and injured workers are just a few of the liabilities you face daily.
Packaging Manufacturing Insurance provides tailored protection to help your operation meet production demands while staying compliant, competitive, and covered.
What Does Packaging Manufacturing Insurance Cover?
Your operation is unique, and your insurance should reflect that. Common coverage options include:
General Liability Insurance – Covers third-party injuries and property damage caused by your facility or products
Product Liability Insurance – Protects against claims if your packaging leads to contamination, damage, or injury
Commercial Property Insurance – Covers buildings, manufacturing lines, warehouse stock, and equipment from fire, theft, or natural disasters
Workers’ Compensation Insurance – Required by California law, it protects employees from injuries like repetitive strain or machinery accidents
Business Interruption Insurance – Helps recover lost income during production halts due to equipment failure or insured disasters
Equipment Breakdown Insurance – Covers mechanical or electrical failure of conveyor belts, die-cutters, shrink tunnels, and other key machinery
Pollution Liability Insurance – Offers protection from chemical spills, ink contamination, or waste disposal issues
Cyber Liability Insurance – Safeguards systems used for production scheduling, inventory tracking, and client orders
Why Packaging Manufacturers in California Need Insurance
Packaging manufacturers in California operate in a fast-paced, high-compliance environment. Risks are present at every stage—from sourcing raw materials to final delivery. Here’s why tailored insurance is a must:
Flammable and Chemical Risk – Adhesives, inks, and plastics increase the potential for fires and hazardous exposure
Supply Chain Disruption – Global sourcing issues can delay production and revenue without proper business interruption coverage
Machinery Dependence – Equipment breakdowns can bring the line to a halt, costing thousands in missed deadlines
Third-Party Lawsuits – If packaging fails during transit, clients can hold your company liable for lost or damaged products
Employee Injury – High-speed operations and manual handling create a constant risk of workplace injuries
Environmental Compliance – Waste management and pollution liability are regulated heavily in California
Frequently Asked Questions
What insurance is legally required for packaging manufacturers in California?
At minimum, Workers’ Compensation Insurance is mandatory for all employees. Additional coverages depend on your facility size, materials used, and client contracts.
Is product liability necessary if I only make packaging and not the product inside?
Yes. If packaging failure leads to product damage, spoilage, or injury, your company may be held responsible.
Can I insure against delayed shipments or production halts?
Yes. Business interruption and contingent business interruption policies help cover lost income due to insured events or supplier issues.
What risks are covered under pollution liability?
This covers ink or solvent spills, adhesive runoff, and improper waste disposal that may affect the environment or public health.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.