Powering Industry Requires Powerful Protection
Manufacturing industrial equipment—whether it’s assembly-line robotics, heavy machinery, or material-handling systems—comes with high-value assets and complex liability. A single production error, equipment malfunction, or worker injury can result in costly downtime or legal disputes.
Industrial Equipment Manufacturing Insurance is designed to protect California-based manufacturers from the real-world risks that come with producing mission-critical machinery. From property damage and cyber threats to product liability, the right policy can keep your business secure and compliant.
Coverage Designed for California Manufacturers
Every industrial equipment manufacturing facility operates differently, but common exposures exist across the sector. A well-rounded policy typically includes:
General Liability Insurance – Covers third-party bodily injury or property damage caused by your operations or products
Product Liability Insurance – Protects against claims of injury or damage due to defective equipment or design flaws
Commercial Property Insurance – Safeguards your manufacturing plant, tools, and inventory from fire, theft, and disasters
Workers’ Compensation Insurance – Required in California to cover employee injuries, medical expenses, and lost wages
Equipment Breakdown Insurance – Covers repair or replacement costs for malfunctioning machines essential to your production line
Business Interruption Insurance – Keeps your revenue flowing if a covered event halts operations
Cyber Liability Insurance – Important for facilities using smart systems, CAD software, or connected production lines
Commercial Auto Insurance – Covers company vehicles used for transporting materials or delivering machinery
Environmental Liability Insurance – Helps cover clean-up or third-party claims if pollution occurs from your operations
Why California Equipment Manufacturers Need Specialized Insurance
California leads the U.S. in advanced and precision manufacturing. But this also means navigating:
High Capital Investment – CNC machines, fabrication tools, and robotics must be protected from unexpected damage
Complex Supply Chains – Delays in raw materials or component parts can disrupt operations
Tight Regulations – Cal/OSHA, environmental rules, and safety standards raise the stakes for compliance
Product Risk – If your equipment fails during customer use, it could lead to injury, litigation, or product recalls
Cybersecurity Threats – Smart manufacturing processes are vulnerable to ransomware and data breaches
With tailored industrial equipment manufacturing insurance, you gain peace of mind while focusing on innovation and delivery.
Want broader coverage insights? Explore Manufacturer Insurance in California.
Frequently Asked Questions
Q: What if our machines injure a client’s employee during installation?
A: Product liability or general liability insurance can help cover legal expenses and damages arising from such incidents.
Q: Is equipment breakdown covered by property insurance?
A: No. You’ll need dedicated equipment breakdown coverage to handle internal mechanical or electrical failure.
Q: Do I need workers’ comp if we use mostly robotics?
A: Yes. If you have employees—even in a tech-heavy facility—California law mandates workers’ compensation insurance.
Q: How do I insure imported machine parts used in production?
A: Many policies can extend coverage to include inventory and components in transit or from overseas suppliers.
POLICIES
POLICIES
DISCOUNTS
DISCOUNTS
CLAIM
CLAIM
Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.