Flexible Products Require Solid Protection
Manufacturing rubber products—whether for automotive, industrial, or consumer use—comes with unique risks. From high-heat processing environments to potential product liability, even one minor failure can lead to lawsuits, production loss, or regulatory penalties.
Rubber Products Manufacturing Insurance offers targeted protection for your business operations in California, helping you stay insured against claims, damage, and disruptions.
Core Coverages for Rubber Manufacturers in California
California’s rubber goods manufacturers face a range of operational exposures. Your insurance coverage should be just as versatile:
General Liability Insurance – Covers third-party injury, property damage, or legal claims tied to your manufacturing operations
Product Liability Insurance – Essential for manufacturers of rubber seals, hoses, gaskets, or footwear—helps cover claims from product defects or failures
Commercial Property Insurance – Protects buildings, mixing equipment, presses, curing ovens, and stored inventory
Workers’ Compensation Insurance – Required in California; covers injuries from burns, repetitive motion, chemical exposure, and heavy machinery accidents
Equipment Breakdown Insurance – Pays for repair or replacement of essential production equipment after a mechanical or electrical failure
Business Interruption Insurance – Replaces lost income if a fire, power outage, or insured event halts your production
Pollution Liability Insurance – Important if your facility handles latex, sulfur, carbon black, or other hazardous substances
Commercial Auto Insurance – Protects company vehicles used for shipping goods or sourcing raw materials
Why California Rubber Manufacturers Need Insurance
Manufacturing rubber goods involves specialised equipment and potentially hazardous processes. In California, the risks can be magnified by:
Strict Air Quality & Waste Disposal Laws
Worker Safety Regulations from Cal/OSHA
Complex Supply Chains for Natural & Synthetic Rubber
Product Liability Risks (e.g., failed seals, damaged parts, recalls)
Fire Hazards from rubber dust and curing processes
Without comprehensive rubber products manufacturing insurance, you could face steep fines, shutdowns, or unmanageable lawsuits.
To understand broader industry protection, view our Manufacturer Insurance California service page.
Frequently Asked Questions
Q: Is pollution insurance necessary for rubber manufacturing?
A: Yes. Due to chemicals, fumes, and waste involved, pollution liability insurance is highly recommended and may even be required in California.
Q: Will my policy cover a product recall?
A: Some policies include product recall expense coverage, but it may need to be added separately depending on your product risk.
Q: Do I need workers’ comp if I only have part-time workers?
A: Yes. In California, workers’ compensation is mandatory for any employee, regardless of hours worked.
Q: Can I get coverage for raw materials and rubber stock in transit?
A: Yes. Inland marine or transit coverage can be added to protect goods while being transported to or from your facility.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.