Insurance Solutions Tailored for Wire & Cable Manufacturers
Manufacturing electrical wire, data cables, and fibre optic systems involves precision, quality control, and high-output production lines. The risks—from equipment failure and raw material loss to product liability claims—can be costly without the right coverage in place.
Wire and Cable Manufacturing Insurance is built specifically to protect manufacturers who produce insulated wires, conductors, telecommunication cables, and power cords. Whether you operate in California or anywhere across the U.S., this insurance helps secure your operations against unexpected business interruptions, lawsuits, or property damage.
Core Coverages for Cable & Wire Manufacturing
Our policies are tailored to the complex manufacturing environment your business operates in:
General Liability Insurance – Covers third-party injury or property damage caused by defective or failed wiring products
Product Liability Insurance – Critical protection if your electrical or data cables cause fires, equipment failure, or business loss for customers
Commercial Property Insurance – Protects your factory, raw materials, copper coils, spooling machines, extruders, and more
Equipment Breakdown Insurance – Covers damage to manufacturing machinery like wire drawing, insulation, and coiling equipment
Workers’ Compensation Insurance – Mandatory in California; protects employees from job-site injuries due to electrical exposure or machine hazards
Business Interruption Insurance – Replaces lost income if your facility is shut down due to fire, machinery failure, or covered disasters
Pollution Liability Insurance – Important if your manufacturing processes involve PVC insulation, solvents, or hazardous waste
Commercial Auto Insurance – For vehicles delivering raw materials or finished cable spools
Consider bundling key protections under a Business Owner’s Policy (BOP) for cost-efficiency and simplicity
Why California Wire & Cable Manufacturers Need Coverage
Wire and cable manufacturers in California face unique exposures: high worker comp rates, strict electrical safety compliance, and rising raw material costs. A defective coil or faulty fiber optic cable can result in property damage or business shutdowns for your clients, leading to lawsuits or recalls.
Common Industry Risks:
Electrical shorts or fire hazards caused by product failure
Worker injury from spooling machines or extrusion lines
Damage to expensive insulation machinery or drawing dies
Supply chain delays impacting production timelines
Product recalls due to insulation or conductivity issues
Our California Manufacturer Insurance plans address the risks that wire and cable production companies face every day.
Frequently Asked Questions
Q: Does this cover fibre optic and coaxial cable production?
A: Yes. Our policies cover all types of wire and cable products including fibre optics, data cables, coaxial, and power transmission cables.
Q: What if one of our cables causes a fire in a client’s facility?
A: That would fall under Product Liability Insurance, which protects against lawsuits or damage resulting from faulty wiring or manufacturing defects.
Q: Can I insure imported copper or PVC materials stored on-site?
A: Absolutely. Commercial Property Insurance covers raw materials, inventory, and tools essential to your manufacturing operation.
Q: What if my wire drawing machine goes down for days?
A: Equipment Breakdown Insurance and Business Interruption Insurance can help cover the repair costs and lost income during downtime.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.