Precision, Responsibility, and Protection
Manufacturing firearms is a high-liability industry, and in today’s regulatory environment, the margin for error is razor-thin. Whether you produce handguns, rifles, shotguns, components, or accessories, your business faces scrutiny from legal authorities, compliance bodies, and the public alike. That’s why having comprehensive Firearm Manufacturing Insurance is not just important—it’s absolutely critical.
In California and across the USA, firearm manufacturers must balance operational risks, product liability exposures, and strict compliance with federal and state regulations. Our tailored insurance solutions help ensure you’re protected from all angles—so you can focus on quality, safety, and responsible production.
Why Firearm Manufacturing Requires Specialised Insurance
This industry faces some of the highest liability exposure across all manufacturing sectors. Even with strict quality controls, if a firearm is used in a crime or fails during use, your business could be drawn into legal battles—even if you’re not directly at fault.
Key Industry Risks Include:
Defective barrels, firing mechanisms, or safeties
Claims resulting from injuries or deaths caused by firearm malfunction
ATF and state licensing compliance violations
Product recalls involving safety issues or mislabelled ammunition compatibility
Employee injuries from machining or test-firing weapons
Theft or unauthorised use of inventory or prototypes
Negative media exposure and reputational damage
Your Firearm Manufacturing Insurance policy should be as precise and reliable as the products you create.
Frequently Asked Questions
Q: Is Product Liability Insurance legally required for gun manufacturers?
A: While not legally mandated, it is considered essential. In this industry, a single lawsuit could be financially catastrophic. Product Liability Insurance helps protect against that risk.
Q: What regulations do these insurance policies help with?
A: Coverage can support compliance with ATF regulations, California DOJ guidelines, and federal firearms license (FFL) requirements. This can include risk assessments and documentation support in audits.
Q: Can I get coverage if I manufacture both firearms and ammunition?
A: Yes. We can build a policy that covers both arms and ammunition production, including liability and product recall protection for both components.
Q: Is firearm inventory covered during shipping or exhibitions?
A: Yes. Inland Marine Insurance can be included to protect your firearms in transit, at trade shows, or while stored off-site.
POLICIES
POLICIES
DISCOUNTS
DISCOUNTS
CLAIM
CLAIM
Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.