Building the Future Comes with Serious Risks
As a manufacturer of industrial robotics, you’re at the forefront of automation, AI integration, and precision engineering. But with innovation comes liability—from malfunctioning robotic arms on an assembly line to data breaches from smart robotic systems. Whether you’re producing welding robots, packaging automation, or robotic arms for semiconductor plants, your operation demands robust, future-ready coverage.
Our tailored Industrial Robotics Manufacturing Insurance helps robotics manufacturers in California and across the USA stay compliant, competitive, and protected—no matter how advanced your tech becomes.
Key Coverages for Robotics Manufacturers
Our insurance policies are customised to meet the unique exposures that come with robotics manufacturing:
General Liability Insurance – Covers third-party injuries or property damage at your facility or due to your products
Product Liability Insurance – Essential for defending claims if a robot malfunctions and causes damage, injury, or production delays
Business Owner’s Policy (BOP) – A bundled plan that includes general liability and property protection, designed for cost-efficiency
Commercial Property Insurance – Protects your R&D labs, testing facilities, and high-value machinery from fire, theft, and natural disasters
Workers’ Compensation Insurance – Required in California to protect employees from injuries during programming, testing, or assembly
Cyber Liability Insurance – Safeguards against breaches in robotic control systems, data theft, and ransomware threats
Errors & Omissions (E&O) Insurance – Covers you if a software flaw or design oversight leads to client losses
Equipment Breakdown Insurance – Protects high-tech robotics production lines and testing gear from mechanical failure or electrical surge
Inland Marine Insurance – Covers robotics components or finished units while in transit to clients, integrators, or trade shows
Product Recall Insurance – Assists with voluntary or mandatory recalls due to safety, software bugs, or hardware defects
Learn more about custom plans on our Manufacturer Insurance California.
Why Robotics Manufacturers Need Specialised Insurance
Industrial robotics merges software, hardware, and connectivity—meaning your liability isn’t limited to the factory floor. The risk of bodily injury, third-party business interruption, data breaches, and international supply chain issues must all be considered.
Unique Industry Risks Include:
Malfunctioning robotic arms causing injury or operational downtime
AI control system errors causing defective manufacturing in your clients’ operations
Lawsuits for lost revenue tied to your robots’ failure or misprogramming
Cyberattacks targeting connected robotic systems or sensitive control data
Supply chain disruptions or part recalls delaying deliveries
High-value testing and assembly equipment breakdowns
Strict intellectual property liability and patent infringement concerns
With our comprehensive Industrial Robotics Manufacturing Insurance, you can operate confidently, knowing you’re prepared for today’s and tomorrow’s risks.
Frequently Asked Questions
Q: Does this coverage include software-related liability for robotic systems?
A: Yes. If your robotics solutions include proprietary software, Errors & Omissions Insurance and Cyber Liability Insurance help protect you from liability claims due to malfunction, bugs, or data breaches.
Q: What if my robots are used in hazardous industries like defense or nuclear?
A: We can tailor coverage based on your end-use industries and include specific endorsements that meet contractual requirements and regulatory needs.
Q: How does Product Liability Insurance work with robotics components?
A: If you manufacture components (like sensors or actuators), Product Liability Insurance covers claims stemming from those components being installed in larger robotic systems.
Q: Is international shipment of robotic units covered?
A: Yes. With Inland Marine and International Transit extensions, we can help protect shipments to overseas clients, trade expos, and integrators.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.