Your Machines Keep the World Moving
As a packaging machinery manufacturer, your clients rely on your equipment to maintain speed, precision, and compliance. Whether you’re building carton sealers, shrink wrap systems, or automated bottling lines, you face unique risks—mechanical failures, product liability, cyber threats, and supply chain disruptions, to name a few.
Our Packaging Machinery Manufacturing Insurance helps safeguard your business across California and the USA with comprehensive policies built around your machines, your workforce, and your future.
Key Insurance Coverage for Packaging Machinery Manufacturers
We understand the intricate challenges you face—from custom-built conveyor systems to PLC-integrated packaging lines. That’s why we offer robust protection for every angle of your operation:
General Liability Insurance – Covers third-party injury or property damage occurring due to your business operations or machinery
Product Liability Insurance – Critical for defending claims tied to malfunctioning packaging machines that cause losses or injury
Business Owner’s Policy (BOP) – Combines general liability and property insurance into one cost-effective package
Commercial Property Insurance – Protects your manufacturing site, equipment, and raw materials from fire, theft, and weather events
Workers’ Compensation Insurance – Required in California, this covers employee injuries related to machine assembly or testing
Equipment Breakdown Insurance – Covers damage to essential machinery and control systems due to mechanical or electrical failure
Cyber Liability Insurance – Protects connected or smart packaging systems from ransomware, data theft, or operational hacking
Inland Marine Insurance – Covers high-value machinery while it’s being delivered or moved between facilities
Product Recall Insurance – Assists with the cost of recalling equipment due to defect, safety concerns, or compliance failure
Errors & Omissions (E&O) Insurance – Helps cover claims related to design flaws, incorrect specifications, or performance failures
For manufacturers in California, visit our Manufacturer Insurance California page to explore tailored solutions.
Industry-Specific Risks You Can’t Afford to Ignore
The packaging industry moves fast—and so does the risk. Equipment errors can stall a client’s production. A design oversight can trigger a recall. Even small failures in automation can lead to costly delays or compliance penalties.
Top Risks Facing Packaging Machinery Manufacturers:
Operational failures in high-speed machinery at client sites
Liability from faulty seals, inaccurate fills, or broken packaging
Injury to clients or technicians from improperly guarded systems
Software malfunction in automated or PLC-controlled units
Cyberattack on smart machinery linked to SCADA or ERP systems
Breakdown of bottling, labelling, or palletizing lines during testing
Delayed delivery due to lost or damaged transit equipment
Regulatory exposure when machines fail to meet FDA or OSHA standards
These exposures make Packaging Machinery Manufacturing Insurance not just a precaution—but a business requirement.
Frequently Asked Questions
Q: Do I need separate coverage if I export packaging machinery internationally?
A: Yes. Inland marine and international transit coverage help protect exported machinery. We can customise your policy based on global shipping and installation locations.
Q: What happens if my equipment causes a client’s product recall?
A: With Product Liability Insurance and Recall Coverage, you’ll have financial protection for legal defence, PR management, and recall expenses.
Q: Are machines with integrated AI or IoT components covered?
A: Absolutely. Our policies include Cyber Liability and E&O Insurance for equipment with automation, sensors, or software-driven controls.
Q: How does coverage apply if a technician gets injured while testing machinery?
A: Workers’ Compensation Insurance ensures your employees are protected during all phases of testing, installation, and servicing.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.