Protecting the Chemistry Behind a Cleaner World
Manufacturing cleaning products comes with a unique blend of opportunity and risk. From harsh chemicals to flammable substances, your products must meet strict safety, environmental, and regulatory standards. Whether you’re producing disinfectant sprays, industrial degreasers, or eco-friendly soaps, one product mishap can result in costly lawsuits or product recalls.
Our Cleaning Products Manufacturing Insurance is designed to help California-based and U.S. manufacturers protect their operations, their people, and their reputation with coverage that’s as precise as your formulations.
Core Coverage Options for Cleaning Product Manufacturers
We offer a flexible suite of insurance products that address the specific exposures involved in chemical and cleaning product production:
General Liability Insurance – Protects against third-party bodily injury or property damage caused by your facility or products
Product Liability Insurance – Critical for claims related to skin irritation, chemical burns, or harmful fumes from cleaning products
Business Owner’s Policy (BOP) – Bundles general liability and commercial property insurance for cost-effective core coverage
Commercial Property Insurance – Covers your building, production lines, and stored chemicals in case of fire, explosion, or natural disasters
Workers’ Compensation Insurance – Legally required in California to protect workers from job-related injuries such as exposure to harsh chemicals
Pollution Liability Insurance – Helps cover cleanup costs and legal claims from chemical spills, contamination, or hazardous waste
Product Recall Insurance – Covers costs associated with notifying customers, collecting faulty batches, and damage control
Inland Marine Insurance – Protects products and raw materials while in transit or temporarily stored offsite
Cyber Liability Insurance – For manufacturers using automation, cloud-based inventory, or e-commerce to sell and manage orders
Equipment Breakdown Insurance – Covers essential blending, filling, or bottling equipment in the event of mechanical failure
For custom-tailored manufacturing coverage in California, visit our Manufacturer Insurance California page.
What Could Go Wrong? More Than You Might Think.
The cleaning products industry must comply with EPA, OSHA, and sometimes FDA regulations. Even a minor formula error or labelling oversight can expose your company to class-action lawsuits or force a product recall.
Key Risks for Cleaning Product Manufacturers:
Chemical reactions during production causing property or worker harm
Improper labelling leading to misuse and personal injury
Skin burns, eye irritation, or respiratory issues caused by product exposure
Environmental claims from spills, runoff, or toxic waste disposal
Fires and explosions from volatile substances like alcohol or bleach
Recalls triggered by mislabelled ingredients or faulty containers
Equipment failure halting production of high-demand batches
Cyber breaches of customer or inventory management systems
These hazards highlight the importance of having Cleaning Products Manufacturing Insurance that goes beyond the basics.
Frequently Asked Questions
Q: What if my products are labeled as “non-toxic” but cause harm?
A: You could face a product liability claim, especially if your safety labeling doesn’t meet legal standards. Our insurance can help cover defence costs, settlements, and compliance support.
Q: Are spills and environmental hazards covered?
A: Yes, but standard policies often exclude pollution. We recommend adding Pollution Liability Insurance to protect against chemical exposure, ground contamination, or air-quality claims.
Q: Does insurance cover ingredients damaged during transit?
A: Yes, Inland Marine Insurance protects your raw materials and finished goods while in motion—whether by truck, rail, or third-party logistics.
Q: What if I sell cleaning products online across multiple states?
A: No problem. We offer Cyber Liability Insurance and multi-state coverage options to address data breaches, order fulfillment risks, and third-party injury claims.
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Still Have Questions?
Whether you’re expanding your floor space or integrating new robotic automation, let’s make sure your insurance grows with your operation. Our team works closely with manufacturers across California to deliver scalable coverage that protects your shop now—and into the future.