From automated fillers and sealers to shrink-wrapping systems and robotic cartoners, your packaging machinery plays a vital role in keeping production lines across the globe running smoothly. But building and delivering this complex equipment comes with risks—mechanical failure, product liability, worker injury, and more. That’s where our tailored packaging machinery manufacturing insurance comes in.
Whether you operate a small shop in California or serve clients across the USA, securing the right insurance safeguards your machines, employees, contracts, and reputation.
Why Packaging Equipment Manufacturers Need Specialised Insurance
As a packaging machinery manufacturer, your exposures go beyond typical manufacturing risks. You’re dealing with:
High-speed, high-torque mechanical systems
Electrical panels and automation interfaces
Integration with client production lines
Safety regulations and potential liability claims
Global shipping and installation
A single design flaw, system failure, or workplace injury can trigger lawsuits, equipment loss, or production halts. That’s why having customised commercial insurance is not just wise—it’s essential.
Key Insurance Coverages for Packaging Machinery Manufacturers
General Liability Insurance
Protects against third-party claims of bodily injury or property damage. For example, if a client is injured while inspecting one of your machines, this coverage helps pay for medical or legal costs. Learn more about General Liability Insurance in California.
Product Liability Insurance
Covers damage or injury caused by a malfunctioning machine once it’s sold or installed. Critical for equipment that interacts with fast-paced production or consumer goods.
Business Owner’s Policy (BOP)
Combines general liability, property, and business interruption insurance into one affordable package—ideal for machinery manufacturing shops of all sizes. Discover options for your company under our Business Owner’s Policy (BOP) coverage.
Commercial Property Insurance
Covers your workshop, parts inventory, diagnostic tools, and packaging prototypes from fire, theft, or natural disaster.
Workers’ Compensation Insurance
Your team works with welding machines, electrical panels, and moving parts. If someone gets injured, Workers’ Comp ensures medical expenses and lost wages are covered, as required by California law.
Commercial Auto Insurance
For company vehicles delivering parts or machines to client sites or trade shows.
Specialised & Optional Coverages
Equipment Breakdown Insurance
Your business relies on heavy-duty welding, milling, CNC, and assembly tools. This policy covers repair/replacement when equipment fails due to mechanical or electrical issues.
Professional Liability (Errors & Omissions)
Protects you if a flaw in your machine’s design, software logic, or custom configuration results in client losses or production downtime.
Cyber Liability Insurance
More packaging machines now use networked control systems or IoT features. Cyber coverage helps if your software is hacked or exposes customer data.
Installation Floater Insurance
Covers equipment while it’s in transit or being installed at the customer’s site—a must for large industrial machinery.
Surety Bond Insurance
Required if you’re bidding on large-scale projects or government contracts. Learn more about Surety Bond Insurance in California.
Intellectual Property Protection
Safeguards proprietary software, patented machine designs, and control systems from legal challenges or infringement claims.
Risk Factors That Influence Your Insurance Plan
Every packaging equipment business is different. Your policy is built based on:
Machine type (filling, sealing, labelling, etc.)
Number of employees and facility size
Use of automation, robotics, or AI
Export activity or international clients
On-site installation responsibilities
Revenue and annual production output
Equipment value and software dependencies
We assess these variables to offer the most cost-effective coverage with zero guesswork.
Why Choose Us?
As experts in Manufacturer Insurance in California, we understand the needs of packaging machinery companies—whether you’re building turnkey systems for food and beverage, pharmaceuticals, or e-commerce logistics. Our tailored plans give you full operational confidence.