From eco-friendly sprays to industrial degreasers, manufacturing cleaning products comes with unique risks—from hazardous ingredients and fire hazards to product liability lawsuits. Whether you’re producing consumer household brands or supplying janitorial solutions to commercial clients, the right cleaning products manufacturing insurance can shield your operations and safeguard your future.
If you’re located in California or distributing nationally, customised coverage ensures you’re protected from production to shelf.
Why Cleaning Product Manufacturers Need Specialised Insurance
Cleaning product production isn’t just mixing and bottling—it involves:
Handling flammable and corrosive chemicals
Regulatory oversight from OSHA, EPA, and the FDA
Complex labelling and product compliance
Exposure to product recalls or allergic reactions
High-risk storage and transport conditions
A single spill, fire, or mislabelled container can result in serious financial and legal consequences. That’s why tailored insurance coverage is critical to protect your brand, assets, and team.
Core Coverages for Cleaning Products Manufacturers
General Liability Insurance
Protects your company from third-party claims of bodily injury or property damage—such as a client injured due to a chemical reaction or spill caused by your product. Learn more about General Liability Insurance in California.
Product Liability Insurance
Essential for manufacturers of consumable and chemical products. This covers injuries or damage caused by defective or harmful cleaning solutions once they leave your facility.
Business Owner’s Policy (BOP)
Bundles property insurance, general liability, and business interruption coverage into a cost-effective package ideal for small-to-mid-sized manufacturers. Explore options for your facility through a Business Owner’s Policy in California.
Workers’ Compensation Insurance
Your staff may be exposed to chemical fumes, repetitive motion tasks, or packaging hazards. Workers’ Comp Insurance ensures employees are covered for injuries and illnesses as required by California law.
Commercial Property Insurance
Covers your manufacturing plant, storage tanks, lab space, mixing equipment, and finished inventory in case of fire, flood, vandalism, or theft.
Specialised Coverages for Cleaning Product Operations
Pollution Liability Insurance
Protects against lawsuits or clean-up costs related to chemical leaks, hazardous waste disposal, or environmental contamination. Crucial for chemical-based operations.
Product Recall Insurance
If you’re forced to recall a contaminated or mislabeled batch of cleaning solution, this coverage helps pay for disposal, notification, shipping, and crisis management.
Equipment Breakdown Coverage
Covers repair or replacement of mixing machines, packaging lines, or HVAC systems in case of mechanical or electrical failure.
Cyber Liability Insurance
Protects sensitive customer data and proprietary chemical formulas in case of a data breach or system hack.
Commercial Auto Insurance
Covers company vehicles used to deliver cleaning products to distributors or clients.
Surety Bond Insurance
Required for certain contracts or government supply bids. Learn more about Surety Bond Insurance in California.
What Impacts Your Insurance Plan?
No two manufacturers are alike. Your insurance premium and coverage limits depend on:
Product types (consumer, commercial, industrial, eco-friendly)
Chemical hazards and flammability levels
Facility safety protocols and compliance
Batch sizes and packaging practices
Geographic distribution and transportation routes
Annual sales and production volume
History of past claims or incidents
Our advisors assess every detail to build a custom solution that meets California regulations and fits your growth goals.
Why Partner With Us?
We specialise in Manufacturer Insurance in California and understand the evolving risks chemical product manufacturers face. Whether you sell in bulk to institutions or stock shelves in retail chains, we help you remain compliant, covered, and confident in your operations.
Get Covered—From Lab Bench to Loading Dock
Let us take the risk out of your recipe. With our comprehensive cleaning products manufacturing insurance, you can keep formulating, bottling, and scaling—knowing your business is fully protected.