From harvesting equipment to irrigation systems and smart tractors, California’s agricultural machinery manufacturers power one of the largest farming economies in the U.S. But the production of complex, heavy-duty machines comes with equally heavy risks. With agricultural machinery manufacturing insurance, your business is protected against liability claims, property damage, and costly production disruptions—so you can keep California’s fields running smoothly.
Why Ag Machinery Manufacturers Need Insurance in California
California’s agribusiness relies on the reliability of your machinery. A defective baler, seeder, or sprayer could cause delays in harvesting or damage valuable crops—leading to lawsuits, warranty claims, or product recalls. Whether you’re building for vineyards, orchards, or vegetable farms, having the right insurance ensures your operations remain protected, profitable, and legally compliant.
Unique Risks in Agricultural Machinery Manufacturing
Product liability claims from malfunctioning equipment
Employee injuries from welding, cutting, or assembly
Fire or flood damage to manufacturing facilities or inventory
Equipment breakdown halting production
Transportation accidents involving machinery delivery
Business interruption due to supply chain delays
Core Coverages for Ag Equipment Manufacturing
1. Business Owner’s Policy (BOP): Bundles general liability, commercial property, and business interruption coverage to protect your physical and financial assets.
2. General Liability Insurance: Covers injury or property damage caused by your machinery in the field or during demos.
3. Product Liability Insurance: Critical coverage for ag machinery manufacturers—protects against lawsuits tied to defective products or operational failures.
4. Workers’ Compensation Insurance: Required by California law, it covers employee injuries from handling parts, machinery, or operating tools on-site.
5. Commercial Auto Insurance: Protects company vehicles used to deliver large-scale equipment to farms or distributors.
6. Inland Marine Insurance: Covers high-value tools, prototypes, or machines while in transit or at offsite demos.
7. Surety Bond Insurance: Provides assurance to government or enterprise buyers that you’ll fulfill manufacturing or installation contracts.
Applies to These Equipment Types:
Harvesters and seeders
Irrigation and water management systems
Tractors and attachments
Sorting and packing line machines
Drones and AgTech robotics
Sprayers and field applicators
Grain handling equipment
Why Invest in Agricultural Machinery Manufacturing Insurance?
Protects your business from expensive liability claims
Keeps your employees and production equipment covered
Helps you meet contractual and regulatory obligations
Supports your reputation with retailers and farming clients
Prevents business losses during unexpected interruptions
Secure Your Future in California’s Farming Industry
You build the tools that fuel the nation’s food system—don’t leave your operation unprotected. Whether you’re innovating AgTech or building tried-and-true field equipment, agricultural machinery manufacturing insurance is your foundation for long-term success.