California’s sports culture fuels demand for high-quality athletic gear—from protective helmets to tennis rackets, surfboards, and gym equipment. But behind every product is a manufacturer navigating liability risks, supply chain disruptions, and equipment breakdowns. With sports equipment manufacturing insurance, your business stays protected from claims, injuries, and production halts—allowing you to innovate without risk.
Why Sports Equipment Manufacturers in California Need Insurance
Designing and producing sports gear involves precision engineering, material testing, and strict safety standards. Whether your equipment is used by professionals or school teams, even one defective product could lead to lawsuits or recalls. The right insurance coverage helps cover these liabilities, protect your assets, and meet the insurance requirements for distributors and retail partnerships.
Common Risks in Sports Equipment Manufacturing
Product liability from defective or improperly tested gear
Injuries during in-house testing or assembly
Fire or theft at your manufacturing facility
Supply chain interruptions impacting production timelines
Claims related to warranty, performance, or malfunctions
Business interruption due to equipment breakdowns
Key Insurance Coverages for Sports Gear Manufacturers
1. Business Owner’s Policy (BOP): Combines general liability, commercial property, and business interruption insurance for well-rounded protection.
2. General Liability Insurance: Covers bodily injury or property damage claims from third parties using your sports equipment.
3. Product Liability Insurance: Essential for sports gear manufacturers—protects against lawsuits resulting from faulty or dangerous products.
4. Workers’ Compensation Insurance: Required in California to protect employees from injuries during equipment assembly, materials handling, or prototype testing.
5. Equipment Breakdown Insurance: Keeps your production line moving if machinery like 3D printers or injection molders fail.
6. Commercial Auto Insurance: Covers company-owned vehicles used for deliveries, supplier pickups, or on-site setup of large fitness machines.
7. Surety Bond Insurance: Builds credibility when bidding on contracts with schools, sports leagues, or government facilities.
Coverage Applies to These Product Lines:
Protective sports gear (helmets, pads, guards)
Fitness and gym equipment
Bicycles, surfboards, and skateboards
Rackets, bats, and sporting balls
Team sports gear and accessories
Training and rehabilitation equipment
Why Choose Sports Equipment Manufacturing Insurance?
Helps you meet contract and retail distribution requirements
Reduces financial losses from lawsuits or recalls
Protects inventory and raw materials from fire, theft, or flood
Supports compliance with California business regulations
Offers peace of mind while scaling production and distribution
Get Covered—Stay Competitive
Whether you supply local high school teams or international sports retailers, your operation needs comprehensive protection. Secure your future with sports equipment manufacturing insurance tailored to your risks and production scale.