Wire and cable manufacturing is the backbone of California’s energy, telecom, and construction industries. But behind every spool lies a complex process with fire risks, heavy machinery, and critical quality standards. Whether you’re producing fibre optic cables, power lines, or copper wiring, having the right wire and cable manufacturing insurance is essential to protecting your operation from lawsuits, property damage, and workplace accidents.
Why Wire and Cable Manufacturers in California Need Insurance
Your business handles flammable coatings, electrical components, extrusion machines, and fast-moving production lines—any of which could trigger a major loss. Add the risk of fire, product liability claims, or employee injuries, and you’ve got a high-stakes environment where tailored insurance is not optional—it’s necessary.
Major Risks for Wire and Cable Manufacturing Operations
Fires caused by overheating, insulation materials, or machinery
Worker injuries from wire drawing or coiling machinery
Claims related to faulty wiring or cable failures
Equipment breakdowns halting production
Loss of raw materials or inventory from theft or natural disasters
Auto accidents during delivery to job sites or distributors
Core Insurance Coverages for Wire & Cable Manufacturing Businesses
1. Business Owner’s Policy (BOP): Combines commercial property, general liability, and business interruption coverage into one streamlined plan designed for manufacturers.
2. General Liability Insurance: Protects against third-party injury or property damage claims, especially if a faulty cable installation causes fire or system failure.
3. Workers’ Compensation Insurance: Mandatory in California. Covers medical bills and wage loss if an employee is injured while handling heavy reels or using industrial machinery.
4. Commercial Property Insurance: Protects your plant, machinery, wire drawing units, and stored materials from fires, natural disasters, and theft.
5. Product Liability Insurance: Essential for cable and wiring manufacturers—protects against lawsuits related to malfunctioning or defective wire that causes property loss or injury.
6. Equipment Breakdown Coverage: Covers sudden breakdown of your drawing, extrusion, or insulation machines, ensuring you don’t lose production time or revenue.
7. Surety Bond Insurance: Required for government contracts or large commercial builds that need performance, supply, or bid bonds.
8. Commercial Auto Insurance: Covers your vehicles used for transporting reels, materials, or employees to job sites and warehouses.
Who Needs Wire & Cable Manufacturing Insurance?
Fibre optic cable manufacturers
Electrical wire producers (copper, aluminium, etc.)
Insulated and non-insulated wire manufacturers
Communication cable manufacturers
Custom cable assembly operations
Power and utility cable manufacturers
Why It Matters
Ensures compliance with California labour and manufacturing regulations
Protects against catastrophic fire or injury claims
Preserves business income after a covered shutdown
Boosts your credibility when securing commercial contracts
Safeguards your team, your products, and your long-term investment
Get Custom Coverage for Your Cable Manufacturing Business
Don’t risk financial losses from equipment failure, lawsuits, or fire damage. Invest in tailored wire and cable manufacturing insurance today and protect every inch of your production line.